Mortality, major medical, surgical, farm & ranch, and workers' comp — all under one A-rated roof. Backed by underwriters in New York who pick up the phone.
What makes Bascule different
01 — Horse people first
Every Bascule underwriter has spent their life around horses. When you call about a Wobbler diagnosis or a stallion shares submission, you're talking to someone who already understands what you mean. You won't have to explain a fetlock to us.
02 — Every policy in one place
Mortality, five tiers of major medical, three surgical products, colic, stallion, farm & ranch, workers comp, private horse owner liability, tack & equipment. Instead of stitching together three or four carriers, your whole horse is placed with A-rated coverage.
03 — When it matters most
98% of claims paid in accordance with the policy terms and conditions. Emergency colic answered 24/7. Our in-house claims team already knows the details of your policy — you won't get bounced to a call center that's never seen a barn.
Most general carriers treat horses as a footnote on a farm policy. We don't. Equine is what we do — and we built our entire product range around it.
Life coverage for your horse, plus the medical and colic add-ons that matter. Eligible 24 hours to age 23, with $5,000 colic surgery included.
Property, liability and equipment coverage designed around boarding barns, breeding farms and training facilities.
Coverage that understands grooms, riders and barn staff — priced for real equine payrolls, not generic farm work.
Who we've already helped
For independent agents
Bascule's Policy Hub gives appointed agents one place to quote, bind and manage every line we write — mortality, medical, surgical and farm. No written-premium minimum. No exclusivity. Free access, free guides, free training.
Quote any product in minutes, not days.
Issue documents the same day, with one e-signature.
Free guides for every line you write.
Real humans, same day. No portal-only pricing.
Where we write
We can write business almost anywhere in the lower 48. Some products are not available in Alaska or Hawaii — your agent will confirm.
From the newsroom
FeaturedBascule has a new look. Discover our refreshed brand and redesigned website, built to make equine insurance even simpler.
Read the storyHelpful reading
Colic in horsesColic is a term used to describe abdominal pain in horses and can arise from various causes. Johanna Habbe, an experienced horse veterinarian from Agria Vårdguide, provides insights on identifying early signs of colic and managing this common equine emergency.
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Equine-Specific NeedsRunning a ranch or farm is inherently tied with unpredictability. Factors like changing weather, fluctuating crop rates, and equipment functionality are hard to control. However, introducing a horse into the equation intensifies the complexity. Your beloved equine is not just any asset; it's a creat
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Choosing the right coverEquine insurance doesn't have to be confusing. Here are the five things every horse owner should understand before choosing a policy — from full mortality cover to major medical add-ons.
Read guideTalk to Bascule
Mon–Fri, 9am–5pm EST on the main line. Emergency claims answered 24/7. We'll connect you to the agent nearest your operation, anywhere in the lower 48.
